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Investing: Work Isn't A Four Letter Word


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Every Home Income Portal is Unique with Live Dynamic Content like this How To Snack Without Getting Fat by: Kim Beardsmore Did you know that when you are on a diet, if you eat something and no one sees you - it doesnâ€™t contain any calories! Are you a secret snacker? Do you eat when you are bored, upset, angry? Does every day mean a chocolate bar for you? Snackingâ€¦the secret sins of most people wanting to lose weight. As a wellness mentor I find that people are often feeling so guilty about snacking they are embarrassed to talk about it openly. Women in particular laugh nervously when I ask them what happens to their food consumption around 4pm.
This often is the time of the day when the â€œSnack Monsterâ€ rises up and takes control of them! Often these women berate themselves with ideas about being weak and out of control..

In our culture, the main goal of retirement is to put our working days behind us and devote ourselves to the pursuit of pleasure. Many find, though, that continuing to work in some form keeps them active and gives their lives purpose. Changing your concept of retirement may even allow you to retire sooner.

Retirement is far different today than what it was for our grandparents. In those days, life spans were much shorter and work more physically demanding. Most didn't even make it to 65, and those who did were often forced to slow down due to health concerns. No one ever dreamed of having decades of doing whatever they pleased.

How times have changed! The 'seasoned citizens' of today are energetic, mentally sharp and physically fit. As a result, retirement should be viewed not as a cessation of work, but as a redirection of activity. Many are discovering this new chapter in their lives is even more meaningful and fulfilling than their years of traditional 'work'.

When someone wants to be able to retire and stop working all together, it increases the amount they have to have saved to achieve that goal. For instance, if someone needs $30,000 a year off of their investments, they should have $700,000 or more set aside just for that purpose. Many haven't built such a nest egg and think they must work longer before they can retire.

That's not necessarily true. It all depends on your view of retirement. Many of the people I know would be bored to death if all they did was play golf and travel. They've reached the pinnacle of their careers and enjoy staying busy. They want to keep their minds active.

Changing your view of retirement may actually allow you to retire sooner. It may be possible to 'retire' from your stressful full-time job and become a consultant in your area of expertise. Doing so would allow you to better control your work schedule while still producing an income.

For instance, I was talking with a gentleman yesterday who took early retirement from a major chemical company, but still works for that company 20 hours a week as a consultant. He chooses his own hours and gets paid well for his efforts. Yet he still has free time to pursue his other interests.

I have another client who retired at 55 who works short-term assignments in various locations for the same company. It allows him and his wife to travel and to spend a couple months a year in a different country. That means he doesn't have to tap his retirement money and he has the freedom to only accept the assignments he wants. Talk about having the best of both worlds!

Earnings from even a part-time position will have a major impact on the amount of money you have to have set aside. Using the example mentioned above, let's say that working as a consultant part-time brought in $15,000 a year. The result is you would only need $15,000 a year from your investments. So instead of needing a $700,000 nest egg, you would only need $350,000.

Some seniors use retirement as a chance to pursue a new career entirely. There may be less pay, but there's usually less pressure, too. And if your new career choice doesn't pan out, you have the financial freedom to change course. Others might take a sabbatical from work for a year or so, then re-enter the work place with renewed energy.

Many seniors who are blessed with abundant resources are eager to volunteer their time to worthy organizations. Many skills important in the private sector are even more critical for non-profits, yet they are often the ones who can least afford them. What a blessing to be able to invest your considerable knowledge and abilities and truly make a difference in the lives of others.

Changing your concept of retirement can relieve the stress and pressure of attaining lofty financial goals. It will allow you to get more out of life while giving you more freedom. And when you love your work, it can give you a great sense of fulfillment. It turns out 'work' isn't a four letter word!

Author Resource:- Nationally-syndicated financial columnist and Certified Financial Planner Jeffrey Voudrie provides personal, in-depth money management services and advice to select private clients throughout the USA. He will answer your financial question FREE at http://www.guardingyourwealth.net/ Refresh This Page, and see HipBot change content Live.

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Title :	Investing: Work Isn't A Four Letter Word
Category :	Investing
Keyword	208a retirement,retire,changing,freedom,consultant,working,physically,seniors,career,part-time,assignments,financial,pursue,investments,active,sooner,concept
Content : see on this page

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I am a work at home mom. Forget the Hype, it is not easy to be a working single mother. Had too many diaper days with no money. Their Father donated his plentiful sperms, but never any money to go along with the results.

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The Traffic Train is a Home Income Portal Marketing Infrastructure implemented by my Strategic Team to build Repetitve Streams of Traffic that will convert into customers to buy directly from me. You can enjoy this success as well and have The Traffic Train Stop by your Website, so passengers can enter and buy from you.

With more than a billion shoppers buying online, only a Fraction of this will make you a Multi Millionaire many times over. Better yet, its all Free to setup the Traffic Train to stop by your Website and flood your website with Millions of Passengers daily.

Customers Can be Paying you directly Right Now for This Service.

Customers pay you 12.00 every 12 weeks recurring for your online Messaging Service, yet The Home Income Portal Team handles everything for you. Nothing for you to do, but get paid. Each Time You Refresh this Page, a New Message From my customers are Presented. Over 5 Million Shoppers read these Messages on 106 Domains Worldwide.

click here to see the Explosion of this Message service.

Messages From My Customers.

Subscribe For The Traffic Magnet From ME here, you are paying me directly as the owner of this Home Income Portal. This is my service, and I receive 100% of the Subscription from you.

Although I maybe on Vacation somewhere, my Home Income Portal Team will take care of everything for me (including Customer Service) and get your Message online immedately.

SUBSCRIBE HERE

2004

This online Business is Yours

BANNER FIESTA

	A MILLION BANNERS LIKE THIS ONE BELOW ... and continues to grow like WILDFIRE ...
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	Look Around The Net, the big boys have banners everywhere, searing their product and services deep into your brain, branding everyone that surfs on the net drawing them in like bees swarming over a jar of Honey. This is the most effective way to drive Laser Targeted Traffic to buy their product and service.	It is like a Huge Graphical Keyword, with unlimited impressions on your brain, and makes it SUPER EASY for those that need it. They simply click !!. Nothing wasted, rotating throughout the world, targeted sales and services like a Laser. Let’s compare this hands-off strategy you are about to discover to the one employed by your competition, the poor suckers who don’t know about The Home Income Portal...

Here is another Service of Mine. It is called Banner Fiesta. My customers pay me 14.00 every month to have 4 - 5 Million people see their Banners on 3 million pages Worldwide.

Subscribe For Banner Fie 2076 sta From ME here, you are paying me directly as the owner of this Home Income Portal. This is my service, and I receive 100% of the Subscription from you.

Although I maybe on Vacation somewhere, my Home Income Portal Team will take care of everything for me (including Customer Service) and get your Banners online immedately.

Subscribe For Banner Fiesta From Me Here, Get Your Website Visible.

Customers pay you 14.00 every Month RECURRING for your online Banner Advertising Service, yet The Home Income Portal Team handles everything for you. Nothing for you to do, but get paid.

My Amazon Advantage

Amazon Pays me directly For all my Sales. Here is one of my products that I sell for Amazon.

I also receive Affiliate Income from Clickbank, eBay, Commission Junction, Linkshare, Traffic Swarm, Pageswirl, WebDawg with more being added every day.

Hello,

I am physically challenged, so I spend most of my day on the Computer. I operate many businesses and The Home Income Portal is the one that I use for a stable and secure income.

I do not need help or a Team, since I can do it all, Yet the Home Income Portal is the only business I own that I can depend on getting 100K or more every month. It keeps me in the money and in the game.

Thank You Very Much

Jeremy Burnns

The Traffic Train

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